Practice area

Financing a business in Croatia

Croatian legal advice for lenders, borrowers and investors on financing transactions, security, refinancing and debt restructuring.

How we can help

We advise banks, financial institutions, lenders, borrowers and investors on domestic and cross-border financing transactions. Our work includes acquisition finance, real estate and project finance, corporate lending and refinancing, as well as the structuring and enforcement of security packages.

We also advise on debt restructurings, acquisitions and disposals of secured claims, pre-bankruptcy and bankruptcy proceedings, and other arrangements between debtors and creditors. Our Banking and Finance practice includes regulatory advice on anti-money laundering and counter-terrorist financing requirements.

  • bilateral and syndicated lending
  • acquisition, real estate and project finance
  • corporate financing and refinancing
  • drafting and negotiation of facility agreements, loan agreements and other finance documents
  • bond issuances and other debt instruments
  • legal due diligence of borrowers, debtors and secured assets
  • structuring, drafting and implementation of security packages
  • legal opinions on the validity and enforceability of finance and security documents
  • acquisition, transfer and enforcement of secured and unsecured claims
  • advice and representation for creditors in debt restructurings and recoveries
  • advice on anti-money laundering and counter-terrorist financing compliance
  • preparation and review of AML policies, risk assessments and internal procedures
  • advice on customer due diligence, know-your-customer requirements and beneficial ownership

Financing transactions with a Croatian legal component

We support domestic and international lenders, borrowers and investors where a transaction involves a Croatian borrower, project, asset or security provider. Our advice covers finance documentation, corporate approvals, the security package and Croatian law opinions.

We consider the financing alongside the underlying investment, including acquisitions, real estate developments and energy and infrastructure projects.

Security, restructuring and creditor protection

When assessing a security package, we consider how it is established and how it may be enforced. We also advise on the acquisition and transfer of claims, refinancing and negotiated debt arrangements.

Where financial difficulties arise, we coordinate financing advice with our restructuring and insolvency and dispute resolution practices to address the creditor’s position and available legal options.

Discuss your financing matter

Share a brief outline of the proposed financing, the Croatian entities or assets involved, any existing security and the intended timetable. We can then discuss the legal work required.

Contact Martina Šimunović Lepoša

Back to Doing business in Croatia

Legal 500 · Editorial commentary · Banking & Finance

“The team at OREHOVEC KIŠ ŠIMUNOVIC acts for clients in the real estate, hospitality, and automotive sectors on cross-border and domestic banking and finance matters. Martina Simunovic Leposa leads the team and has strong knowledge of restructuring and loan repayment matters, while Tomislav Orehovec is experienced in advising on the refinancing of loans in the hospitality sector. Krešimir Kiš supports with banking litigation matters.”

Contact

OREHOVEC KIŠ ŠIMUNOVIĆ

Attorneys-at-Law, LLC

Ulica Jurja Križanića 16
10 000 Zagreb, Croatia